Legal Disclosures

Important information about KatapultApply's lending practices.

⚖️ Important: KatapultApply, Inc. is a financial technology company, not a bank. Loans are issued by our FDIC-insured partner banking institutions.

Loan Disclosure

Loan approval, amount, interest rate, and terms are subject to your creditworthiness, income, and state laws. Not all applicants will qualify. APR range: 6.99%–35.99%. Loan amounts: $1,000–$50,000. Terms: 12–84 months.

Representative Example: A $10,000 loan for 36 months at 11.99% APR results in 36 monthly payments of $332.14 and a total repayment amount of $11,957.04.

Credit Inquiry Disclosure

Checking your rate generates a soft credit inquiry, which does not affect your credit score. If you proceed with a loan application and accept an offer, a hard credit inquiry will be made, which may affect your credit score.

Equal Credit Opportunity

KatapultApply complies with the Equal Credit Opportunity Act (ECOA). We do not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected characteristic.

State Availability

KatapultApply's loan products are not available in all states. Availability and loan terms vary by state. Contact us to confirm availability in your state.

Regulatory Compliance

KatapultApply operates in compliance with the Truth in Lending Act (TILA), the Fair Credit Reporting Act (FCRA), the Consumer Financial Protection Bureau (CFPB) regulations, and all applicable state lending laws.